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Jamila is 41 years old, married, and has 4 children. She and her family live in the J. Rumy region in the southern part of Tajikistan. Her husband grows crops for a living, while Jamila is interested in getting into animal husbandry. She wants to start a business in this area because it is profitable and does not require a great deal of physical labour. In addition, the climate where she lives is conducive to raising animals. Jamila is seeking a loan to buy livestock. She plans to use the profit generated by this loan to hold a ceremony for the circumcision of her youngest son.
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Джамила замужняя женщина с четырьмя детьми. Ей 41 год. Она живет со своей семьей в районе Дж.Руми в южной части Таджикистана. Муж Джамили занимается земледелием. Сама Джамила очень интересуется животноводством. Она хочет начать бизнес в этой сфере, так как это прибыльное дело и не требует тяжелой работы. К тому же в местности, где она живет климат и природа благоприятствует разведению скота. Джамила запрашивает кредит для купли и продажи мелко-рогатого скота. За счет прибыли с новой деятельности она планирует провести празднество по случаю обрезания младшего сына.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $29,723,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Jamila to buy and sell livestock.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 26, 2013
Currency Exchange Loss:
Nov 17, 2013