Zipporah is a mother of four adult children and is involved in active farming in her rural home area in Central Kenya. Her farm produce, which includes tea, bananas, vegetables and milk is sold within the local market. In addition to farming, she runs a cereals retail business within the local market.
Zipporah has requested a loan of 50,000 KES from Juhudi Kilimo to buy sheep.This she says will help her maximize her farming business and improve her living standards with the income generated. She believes she will eventually start a dairy farming business.
She says her main challenges are pests and diseases.She is determined to fully use Juhudi Kilimo's loan facility.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.