By her own initiative, with much persistence and dedication, Milagros works in her small business selling sweets. She occupies a small space in her house, which is close to a school in her city and works everyday for about 10 hours. Milagros believes that she is doing well because of the good prices and for the friendly service that she provides her customers.
Milagros is very grateful to Kiva lenders. Thanks to the help provided she will be able to purchase a larger quantity of merchandise such as soft drinks, cookies, sweets, some school supplies, etc... This way Milagros will have her business well stocked and she will be able to assist more customers. She will be able to continue working and striving to achieve her big dream of becoming a big sweets shop-keeper who sells wholesale.
Por iniciativa propia, con mucho empeño y dedicación, Milagros trabaja en su pequeño negocio de venta de golosinas, ella ocupa un pequeño espacio en su vivienda, la cual es cercana a un centro educativo de su ciudad y trabaja todos los días por un aproximado de 10 horas, Milagros cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Milagros se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad de mercadería, como gaseosas, galletas, dulces, algunos útiles escolares y otros, de esta manera Milagros tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de poder convertirse en una gran comerciante de golosinas que realice ventas al por mayor.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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