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Ricardo Miguel
Ricardo is 71 years old and lives in the city of Ica, in the district of Parcona. He is a very friendly, hardworking and enthusiastic person, he has two children who are adults and for whom he has put all of his efforts into getting ahead. Unfortunately, due to a lack of financial resources, and due to the need to work from a young age, Ricardo was unable to pursue a professional degree, but thanks to his father's teachings, Ricardo learned how to play several musical instruments.

At his own initiative and with a lot of hard work and dedication, Ricardo works in his small music performance business, working with small music groups and performing at parties. Ricardo works every day and can do so for approximately ten hours and believes that it is going well thanks to his friendly treatment with his customers.

Ricardo is very grateful to the Kiva loan lenders as it is thanks to the help given that he will be able to buy a computer and a printer which will be of a lot of use to his as he looks after a granddaughter who is at school and needs to improve her study methods. In this way, Ricardo will continue working and making efforts to achieve his great dream of seeing his granddaughter become an upstanding professional.
View original language description ↓
Ricardo es un hombre de 71 años, vive en la ciudad de Ica, en el distrito de Parcona, él es una persona muy amble, trabajador y entusiasta, tiene 2 hijos ya mayores, por quienes ha dedicado todo sus esfuerzos por sacarlos adelante; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Ricardo no pudo estudiar una carrera profesional, pero gracias a las enseñanzas de su padre, Ricardo pudo aprender a tocar diversos instrumentos musicales.
Por iniciativa propia, con mucho empeño y dedicación Ricardo trabaja en su pequeño negocio de animación musical, el trabaja con algunas pequeñas bandas musicales y animando algunas fiestas, Ricardo trabaja todos los días y puede hacerlo por un aproximado de 10 horas y cree que le va bien por el trato amable que brinda a sus clientes.
Ricardo se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una computadora y una impresora, los cuales le servirán de mucho ya que tiene una nieta a su cargo que se encuentra en edad escolar y requiere mejorar sus métodos de estudio, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de ver nieta convertida en una buena profesional.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Ricardo Miguel to buy a computer and a printer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 19, 2013
Listed
Mar 24, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014