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Update on Justina

Justina is 68 years old, she is married and lives with her husband and her eldest son in the municipality of Morazan, Yoro. She has had her own business for 12 years and this is her source of income. She sells sugar, flour, rice, beans, instant corn masa mix, eggs, drinks, churros and so on. She has remained in business by investing several loans.

This loan that Justina is seeking is her 14th loan of 10,000 Honduran Lempiras with which she will invest in the purchase of staple items to satisfy demand from her customers and to keep the store well stocked. Her aim is to continue growing and always have the most-sought after products in stock.
View original language description ↓
Doña Justina tiene 68 años de edad, casada, vive con su esposo y un hijo mayor en el municipio de Morazan, Yoro. Tiene 12 años de tener su propio negocio y que es su fuente de ingresos, vende azúcar,harina, arroz, frijoles, maseca,huevos, refrescos, churros, etc. este negocio lo ha mantenido mediante la inversión de varios préstamos. El que esta solicitando es el catorceavo de 10,000 lempiras, en el cual invertira en comprar produtos de las canasta basica para satisfacer la demanda de los clientes y seguir manteniendo surtido el negocio.
su meta es seguir creciendo y mantener su negocio siempre con los productos de mayor demanda.

Previous Loan Details

Justina is 68 years old. She is married and lives with her husband and an adult son, in the town of Morazan, Yoro department. She has had her own business for 12 years, and it is her source of income. She sells sugar, rice, beans, eggs, soft drinks, churros (treat made from fried dough), etc. ... More from Justina's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 115
    View loans »
    Honduras Loans Fundraising
  • $9,207,550
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Justina to buy staple items to stock her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Mar 24, 2013
Currency Exchange Loss:
Dec 19, 2013
This photo was used before for a previous loan for Justina. It was first posted on Kiva on Aug, 2012. Learn More