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Florence lives in Kampala, Uganda. She is married and has three children, all of whom are attending school. She is looking after additional family members (brother and sister). She has been operating a retail shop for the last eight years, working seven days a week. She does not earn any income from other sources. She has applied for a loan of UGX 300,000 from MCDT- SACCO to enable her to stock more sugar, soap, salt and cooking oil for sale. Her challenges include seasonality and transportation. Her dreams are to own a fully stocked retail shop and to build her own house. She joined MCDT because it provides small loans, enabling the borrowers to grow their businesses gradually. She lives with her husband in a rented house without access to electricity or piped water. Her major monthly expenses include school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 257
    View loans »
    Uganda Loans Fundraising
  • $30,713,300
    Funds lent in using Kiva
  • 2,635.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Florence to buy more sugar, salt, soap and cooking oil for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Mar 26, 2013
Currency Exchange Loss:
Aug 17, 2013