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Sebe
Sébé is 37 years old, married and the mother of one child. She lives with her spouse in a polygamous family in Torakabougou, one of the districts of Bougouni town (third administrative region of the Republic of Mali). After having completed a health training course, Sébé quickly got into buying and selling pharmaceutical products, which she has been doing for 7 years. She enjoys a good reputation, with so much experience in her line of work.

After one individual loan, which has been properly repaid, she is on her second loan which will be used to buy 2 boxes of anti-malarial products, 1 box of medicine for respiratory diseases, 1 box of antibiotics and 5 litres of alcohol. Her main supply source is in Bamako, Mali's capital city. She makes her sales in her pharmacy in Bougouni to a retail clientèle made up of men and women, for cash or occasionally credit to those customers who are close to her. With the help of this new loan, she expects to make a monthly profit of 30 000 francs. She will use part of this profit to cover most of her expenses, including family expenditures and the loan interest, and she will reinvest the rest in her business.
Madame Sébé est âgée de 37 ans, marié et mère de un enfant. Elle réside avec son conjoint dans une famille polygame à Torakabougou, un des quartiers de la ville de Bougouni (troisième région administrative de la république du Mali).
Après une formation en santé, Sébé s’est vite initiée aux activités d’achat de vente de produits pharmaceutiques depuis plus de sept ans. Avec une telle expérience dans ce domaine, elle jouit d’une forte réputation. Après 1 prêt individuel qui a été correctement remboursé, elle est à son deuxième prêt qui sera utilisé pour acheter, 2 cartons de produits contre le paludisme, 1 carton produits contre les maladies respiratoires, 1 carton d’antibiotiques et 5 litres d’alcool.
Sa source d’approvisionnement principale est à Bamako (capitale du Mali). Elle effectue ses ventes dans sa pharmacie à Bougouni à une clientèle composée d’hommes et de femmes, en détail et au comptant et parfois en crédit à des personnes qui lui sont proches.
Avec ce nouveau prêt, elle envisage réaliser un bénéfice mensuel de 30.000 FCFA. Avec ce bénéfice réalisé, elle compte résoudre l’essentielle de ses dépenses, celles de sa famille, payer les intérêts de son prêt et investir le reste dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 15
    View loans »
    Mali Loans Fundraising
  • $10,308,425
    Funds lent in using Kiva
  • 508.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Sebe to buy medicine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 21, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014