Update on ZenaidaThis is Zenaida. Her previous loan was a big help for her business. She was able to buy all the needed products and supplies and she was able to generate more income. She has been in this business for ten years now. As a widow, she is working hard to provide income for her family's everyday needs and expenses.
She would like to apply for another 18,000 PHP loan to buy additional stocks of supplies and products like dresses and shirts. Her profits from her business will definitely help her to sustain their daily needs. She looks forward to this financial increase with gladness and thankfulness in her heart.
Zenaida dreams to have a bigger place for her business and hopes to have a happy life. She meets up weekly with her co-fellowship* members to share stories of her life and business and draw strength and inspiration from studying the Word of God.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners that gather to study the Word of God, build social capital, and repay microfinance loans.
Previous Loan DetailsThis is Zenaida who previously accessed a 10,000 PHP loan to buy ready-to-wear clothing and merchandise items to expand the inventory for her store. The earnings from her loan were a big help to provide for the education of her children and for her family's personal, household, and business expen... More from Zenaida's previous loan »
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About the Center for Community TransformationThe Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.
Concurrent and Successive Loans
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Success!! The loan was 100% repaid