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Anar is 54 years old, married, and has raised 5 now-grown children. She has a post-secondary education and is a teacher of German. For 28 years, she worked as a teacher and was awarded the title of "Excellent Educator." As a means of supplementary income, she works as a bookkeeper for a municipal organisation. In 1995, Anar got into animal husbandry as the main source of earnings for the family. She started this business with a sum of only 15,000 Kyrgyzstan Som (KGS), and today it brings in around 12,000 Som per month. For the purpose of further developing her business, Anar has approached Bai Tushum & Partners for a loan of 120,000 Som to purchase 15 sheep and 1 bull. She plans to use the income generated by this loan to expand her farm. In the future, she wants to build a house and host a wedding for her son.
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Анар 54 года, замужем, воспитывает 5 взрослых детей. Анар имеет высшее образование, она преподаватель немецкого языка. В течении 28 лет проработала преподавателем, имеет награду "отличник образования". В качестве дополнительного источника дохода Анар работает бухгалтером в одном из муниципальных предприятий. В качестве основного источника дохода для семьи, в 1995 году Анар начала заниматься животноводством. Начатое с суммы 15,000 сом (KGS) хозяйство Анар на сегодняшний день приносит около 12,000 сом (KGS) в месяц. В целях дальнейшего развития своего бизнеса, Анар обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку 15 овец и 1 бычка. Доходы Анар планирует вложить в увеличение своего хозяйства. Анар планирует построить дом и женить сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,317,750
    Funds lent in using Kiva
  • 47.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Anar to purchase 15 sheep and 1 bull.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 24, 2013
Currency Exchange Loss:
Oct 17, 2014