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Ar's Group
In this Group: Ar, Heng
Ar is 49 and lives in the Kror Kor district of Pursat Province. She is a rice farmer on about two hectares, and she raises pigs in the local area to support her daily cost of living. She has been in this business for ages.

Ar joins VisionFund (Kiva’s partner) as a first time borrower. She is in a group of two to apply for a new loan. As the group leader, she will use her portion of the loan to buy pig feed. She hopes to fatten her pigs to a healthy condition and progressively to better her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $35,862,650
    Funds lent in using Kiva
  • 3,994.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ar's Group's $300 loan helped a member to buy pig feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 20, 2013
Listed
Mar 25, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013