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Chaylem's Group
In this Group: Chaylem, Chenda, Bunthoern
Chaylem, 32, lives with her husband in a rural village of the Moungkol Borey district, Cambodia. To feed the family, she and her husband earn a living as teachers in the local area. They have been in this job for several years.This is Chaylem’s group loan with Kiva’s partner, VisionFund. Her group has only three members, all of whom have been with VisionFund for two loan cycles. She and her members completely paid back the past loans from VisionFund, and Chaylem has used the loans to improve her family’s standard of living in a gradual manner. As the leader, she is leading her group to apply for another loan with VisionFund. Chaylem is going to use her portion to renovate her old house. She hopes to fix her house on time so she does not need to worry about unpredictable weather issue, including too dry or rain.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 262
    View loans »
    Cambodia Loans Fundraising
  • $38,023,250
    Funds lent in using Kiva
  • 3,994.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chaylem's Group's $1,075 loan helped a member to renovate her old house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Apr 3, 2013
Currency Exchange Loss:
Mar 17, 2014