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Ricarda Del Socorro
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Ricarda Torrez has a small general store in the municipality of Sandino in Managua, Nicaragua. She began the business more than 30 years ago, and has been able to improve the quality of life and financial situation for her family.

To continue to grow her business, she now needs to invest in more products to sell to her customers. She is requesting a loan from Ceprodel to make the necessary purchases and continue to move her business forward.

La señora Ricarda Torrez se dedica a su negocio de pulpería el cual lo atiende en el municipio de Ciudad Sandino en Managua Nicaragua.

El negocio lo comenzó desde hace mas de 30 años y por medio de este ha mejorado su condición económica y ha logrado salir adelante junto con su familia.

Como todo negocio en desarrollo, actualmente su negocio necesita la pronta inversión en la compra de sus productos para comercializarlos. Es por esta sencilla razón que solicita el crédito en Ceprodel para realizar dicha compra y así salir adelante en su negocio.

Translated by Kiva volunteer, Emily Charnes

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Ricarda Del Socorro tO PURCHASE MORE MERCHANDISE FOR HER GENERAL STORE.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jul 30, 2008
Jun 30, 2008
Currency Exchange Loss:
Oct 24, 2009