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Jesus is a man of 41. He lives in the city of Chiclayo, in the Guadalupe district, with his wife and their two children whom he loves and who are his main reason for living. He is a very friendly, hard-working, enthusiastic person, who with his wife devotes all his efforts to helping their family get ahead in life.

Unfortunately, due to lack of financial resources, and because he needed to work, Jesus was not able to finish his professional degree so that he could become a math teacher. In his free time he likes to cook a very delicious ceviche to share with his family.

Through his own initiative, and with a great deal of effort and dedication, Jesus works as a mototaxi driver, providing transportation services in his city. Additionally he has a small parcel of land where he grows rice and where he does farm work. Jesus works every day for approximately 10 hours, and thinks it is going well due to how responsible he is, and the friendly way he treats other people.

Jesus is very grateful to the Kiva lenders, as thanks to the help provided, he will be able to carry out general maintenance and buy new tires for his mototaxi. In this way Jesus will have his work vehicle in better condition and be able to serve more passengers. He will continue working and doing his best to achieve his great dream of having a large grocery store where can work with his wife.
View original language description ↓
Jesus es un hombre de 41 años, vive en la ciudad de Chiclayo, en el distrito de Guadalupe con su esposa y sus 2 hijos, a quienes ama y son su principal razón en la vida, él es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar, Jesus no pudo terminar su carrera profesional para convertirse en Profesor de Matemáticas, en sus ratos libres le gusta cocinar un riquísimo Ceviche para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Jesus trabaja como chofer de mototaxi, brindando servicios de transporte en su ciudad, adicionalmente tiene una pequeña parcela donde siembra arroz y en la que trabaja realizando labores de campo, Jesus trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su responsabilidad y por el trato amable que brinda a los demás.
Jesus se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mantenimiento general y la compra de llantas nuevas para su mototaxi, de esta manera Jesus tendrá su herramienta de trabajo en mejore condiciones y podrá atender a mas pasajeros, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener una gran tienda de abarrotes donde pueda trabajar con su esposa.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 65
    View loans »
    Peru Loans Fundraising
  • $53,992,750
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD