In his spare time he enjoys watching movies and occasionally cooks a delicious Frejoles con Seco to share with his family. On his own initiative and with great effort and dedication, Pedro works as a laborer on a poultry farm in the city. He works about 10 hours every day and feels that things are going well because he does a good job and he treats others kindly.
Pedro is very grateful to Kiva lenders since, due to their help, he will be able to make improvement to his house. He needs to repair the roof and install flooring and provide greater security and comfort for his family. To that end, he will continue to work and try to realize his dreams of becoming a professional someday.
Por iniciativa propia, con mucho empeño y dedicación, Pedro trabaja como obrero en una avícola de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Pedro se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea mejorar el techado y ponerle piso a su hogar, de esta manera el podrá brindar mayor seguridad y bienestar para su familia, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de convertirse en un buen profesional.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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