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San Jose Group
In this Group: Maria, Irene, Teodosia, Marcelina, Birina, Catalina, Maria, Sonia, Venancia, Telma, Catalina, Jazmin, Liz, Felicia, Maria, Yolanda, Teresa*
* not pictured
Seventeen women make up the group called "San Jose," which is in its 11th loan cycle, thanks to the work they continue to do, and to the fact that they have demonstrated great unity and a great desire to get ahead. The poverty elimination survey is being carried out, and it shows that three of the members are below the poverty line.

One of the members is Venancia, who is at level two on the poverty elimination scale. She reports that she works as a merchant, since she has a neighborhood grocery store and a shop selling sewing supplies. The work and effort she makes to get ahead and help her family through her work are noteworthy.

She is requesting this loan to buy products for her business, such as rice, sugar and bulk goods, which are her best-selling products. She wants to be able to continue with her sales and grow with her business.
View original language description ↓
17 son las mujeres que integran el grupo llamado san jose, quienes se encuentran en su ciclo número 11 gracias al trabajo que vienen haciendo y han demostrado gran unión y ganas de salir adelante. Esta haciendo la encuesta de eliminación de pobreza, que muestra que 3 de las miembros están por debajo de la línea de la pobreza.
Una de las miembros es Venancia, quien esta en el nivel dos de eliminación de pobreza, ella cuenta que se dedica a las ventas, ya que tiene una despensa, mercería, también se debe destacar el trabajo esfuerzo que ella hace por salir adelante y ayudar a su familia por medio de su trabajo.
La Sra. Solicita de este crédito para la compra de Productos para su negocio, como ser arroz, azúcar, productos a granel, ya que son los que más venta tiene, ya que quiere poder seguir con sus ventas y crecer con su negocio.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 30
    View loans »
    Paraguay Loans Fundraising
  • $33,435,825
    Funds lent in using Kiva
  • 4,039.3
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of San Jose Group's $4,950 loan helped a member to buy rice, sugar, bulk goods, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 23, 2013
Currency Exchange Loss:
Jul 17, 2013