Las Comadres (Cuenca) Group
One of the group members is Sra. Flor. She joined the Communal Bank seven years ago. Flor is 60 years old, married, and the mother of six grown children. Four of them are married and live independently. The other two are single and work in order to help her financially. Her husband works as a private employee. They live in a rental property since they do not own a house.
Sra. Flor is a determined woman who spends time performing the household chores. She also works Sunday through Sunday as a traveling merchant. Flor sells all types of trinkets. She has been in business for seven years and is doing very well. Her new loan will be invested in the purchase of trinkets so that she can continue her business. One of her dreams is to have a house of her own.
The smaller photo is of a member who could not be present at the time the group photo was taken.
Una de las socias de este grupo es la Señora. Flor, forma parte de la banca comunal desde hace 7 años, tiene 60 años, es casada y madre de 6 hijos, todos sus hijos son mayores de edad, 4 de ellos son casados viven independientes, sus dos hijos solteros trabajan y le ayudan económicamente. Su esposo labora como empleado privado, no tiene casa propia por lo que vive arrendando.
La Señora. Flor es una mujer luchadora, se dedica a los quehaceres de su hogar y trabaja de domingo a domingo como comerciante ambulante, vende toda clase de bisutería, tiene este negocio 7 años y la va muy bien.
Su nuevo crédito lo va a invertir en la compra de bisutería para continuar con su negocio.
Uno de sus sueños es tener una casa propia.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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