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Santos Avilio
Santos Avilio lives in the city of Managua. He works in cleaning services in a shopping center in Managua, starting his day at 7 in the morning and finishing at 4 in the afternoon. He's a responsible father, always looking after his family's welfare.

Santos is requesting a loan to invest in buying corrugated metal and wood to change the roof of his house, which is in bad condition.

He's very grateful to Kiva and CEPRODEL because thanks to the loans he has received he has improved his house so his family can be more comfortable.
View original language description ↓
El señor santos avilio vive en la cuidad de Managua trabaja en un cetro de compra de Managua en el área de limpieza empezando su jornada de trabajo a las 7 de la mañana y terminando a las 4 pm.

Padre de familia responsable siempre pendiente por el bienestar de su familia.

Don santo está solicitando un crédito para invertirlo en la compra de zinc y madera para hacerle el cambio del entechado de su casa que está en mal estado.

Agradeciendo mucho a kiva y ceprodel porque gracias a los crédito que se le han otorgado ha mejorado su casa para mayor comodidad para su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,102,875
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Santos Avilio to buy construction materials.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 25, 2013
Currency Exchange Loss:
Jul 18, 2014