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Edelberto Antonio
Edelberto Antonio lives in a region to the south of the capital. He's married and works as a gardener at a university. He's a responsible and honest young man who does his job with great enthusiasm because he thinks his job is bringing better living conditions to his family.

This is why he's requesting a loan from Kiva and CEPRODEL. He's going to put an addition on his house to set up the kitchen area and give his young children and his wife greater comfort and security.

He's grateful for the loan because he'll be able to keep on improving his house.
View original language description ↓
El joven Edelberto Antonio vive en una comarca al sur de la capital casado, trabaja como jardinero en una universidad es un joven responsable, honesto realiza su trabajo con mucho entusiasmo ya que considera que con su trabajo está aportando a mejorar las condiciones de vida de su familia y es por esta razón que está solicitando a kiva y ceprodel un crédito para hacer un anexo en su vivienda para acondicionar el área de la cocina para darles mayor comodidad y seguridad a su pequeños hijos y su esposa.

Agradeciendo mucho por el crédito ya que de esta manera podrá ir mejorando su casa de habitación

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Edelberto Antonio to buy construction materials.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 25, 2013
Currency Exchange Loss:
Mar 17, 2015