Check out some available loans that are similar to this one!
José Rubén
José Rubén is a 32-year old young man who lives in the region of San Agustín, located 15km away from the municipality of El Sauce. He has two children attending school.

He has worked as a security guard in an institution for 7 years. He used to have a tough life living in the countryside as he comes from a very poor family where the only income came from grain harvests. However, he's now grateful for having a job and fixed income to take the bread home. He needs to cover 15km by bicycle to go and return from work everyday and works very well and with enthusiasm. Nicaragua has a high unemployment and many people wish to have a decent job.

He's now requesting a loan to buy medicines and pay doctor bills and medical tests, as his daughter has been ill and he can't afford to cover those expenses. He's asking for the help and support of Kiva lenders so that they will finance this loan through Ceprodel and help him heal his daughter.
View original language description ↓
José Rubén es un joven de 32 años que habita en la comarca San Agustín del municipio de El Sauce ubicado a 15 km de dicho municipio, padre de dos niños en edad escolar.

Se desempeña como Guarda de seguridad en una Institución donde tiene siete años de laborar. Para él que habita en el campo le ha tocado una vida dura, ya que proviene de una familia muy pobre que sus únicos ingresos han sido la cosecha de granos para subsistir, pero le da gracias por tener trabajo actualmente donde hoy tiene ingresos fijos para llevar el pan de cada día a su hogar.

Diario tiene que recorrer estos 15 km de ida y regreso en bicicleta para estar puntual en su centro de trabajo y lo desempeña de la mejor manera y con entusiasmo porque en Nicaragua hay mucho desempleo y muchas personas que desean tener un trabajo digno.

Actualmente está solicitando un crédito para Compra de medicamentos, pago de consultas y realización de exámenes, ya que su hija ha estado mal de salud y con lo poco que gana no puede cubrir estos gastos.

Pide el apoyo y ayuda a los inversionistas de Kiva para que le financien este crédito a través de Ceprodel y poder curar a su niña.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 173
    View loans »
    Nicaragua Loans Fundraising
  • $23,195,750
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $550 helped José Rubén to buy medicines and pay doctor bills and medical tests.
99% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 20, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2014