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Las Productoras  (Cuenca) Group
In this Group: Deisi Sabelina, Silvia Cecilia, Gloria Piedad, Mónica Esperanza , Digna Lucia, María Antonia, Diana Verónica, María Auxiliadora
Las Productoras is a communal bank comprised of eight women who live in the area surrounding the city of Cuenca. The city is very popular because of its colonial architecture, its typical food, and its culture. The members are hard-working women who struggle in their work day to day in order to improve their financial stability and to get their households ahead. They still maintain the culture and traditions of their people.

Deisi is one of the members of this group. This is her third loan with the Las Productoras communal bank. She likes the communal bank for the unity and fellowship of the group. She also likes it because her business improves with each loan.

Deisi, age 26, is married, and they have a two and a half year old child. Her husband is an auto mechanic, and he works in his own shop. They do not have their own house, so they are renting where they live.

Deisi spends all of her time at home taking care of her child, who is still very small. However, in order to help her husband cover the household expenses, she sells Forever natural products. She has been doing this business activity for three years. During this time she has managed to get a select clientele. She sells her products at her house.

She will use her new loan to buy natural products in order for her business to continue growing.

Her dream is to travel to different countries around the world.
View original language description ↓
Las Productoras es un banco comunal formado por 8 mujeres que viven por los alrededores de la ciudad de Cuenca, ciudad que es muy visitada por su arquitectura colonial, por su comida típica y su cultura. Las socias son mujeres trabajadoras que luchan día a día en sus trabajos para mejorar su estabilidad económica y sacar adelante a sus hogares. Aun mantienen la cultura, tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Deisi, se encuentra realizando su tercer crédito en el banco comunal Las Productoras, le gusta el banco comunal por la unión y compañerismo del grupo y también porque con cada crédito mejora su negocio.

La Señora Deisi tiene 26 años, es casada y fruto de su unión conyugal ha concebido un hijo de 2 años y medio. Su esposo es de profesión mecánico automotriz y labora en un taller que es de su propiedad, no tienen casa propia por lo que viven arrendando.

Doña Daisi pasa todo el tiempo en casa al cuidado de su hijo que aun está muy pequeño, pero para ayudarle a su esposo a solventar los gastos del hogar vende productos naturales de Forever, lleva 3 años en esta actividad, tiempo en el que ha logrado tener una selecta clientela, ella vende sus productos en su casa.

Su nuevo crédito lo va a invertir en la compra de productos naturales para así continuar creciendo en este negocio.

Su sueño es viajar por varios países del mundo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Las Productoras (Cuenca) Group's $2,900 loan helped a member to buy natural products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 5, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013