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Lucia Margarita
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Margarita is 42 years old and she currently works as an administrator in a business in the city of Managua. She lives in the neighbourhood Laureles Sur and she is married with 2 kids who are 13 and 16. They are studying in secondary school thanks to their parents' hard work, and her husband helps out with the family's expenses.

With the loan that she is asking for she will replace the roof of their house which is currently in a really bad state, and because of the heavy rains they have a lot of leaks. She hopes to do up her house little by little to give her family the best living conditions.

Translated from Spanish by Liz Harvey, Kiva Volunteer

Doña Margarita tiene 42 años de edad y actualmente se desempeña como administradora de una empresa de laciudad de Managua, habita en el barrio Laureles Sur, es casada, y tiene dos hijos de 13 y 16 años de edad, quines al gran esfuerzo que hacen sus padres están estudiando la educación secundaria, su esposo la apoya con los gastos familiares.

Con el préstamo que está solicitando cambiará el techo de su casa que actualmente se encuentra en muy mal estado, y debido a las lluvias están sufriendo filtraciones de agua. Espera poco a poco poder componer su casa de habitación para darles las mejores condiciones de vida a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,447,400
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Lucia Margarita to change the roof of their house/Cambiar el techo de su casa.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 3, 2008
Jun 25, 2008
Currency Exchange Loss:
Jun 15, 2009