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Bernardo
Bernardo, age 65, is married and has two grown children who live outside of the city. He currently lives only with his wife in an adobe house.

Bernardo buys and sells diverse products in his area. Initially he worked as a big producer of cacao and organic coffee in his area, as this was the family’s main support. Later, with the passage of the years, he chose to leave his traditional business activity to one side and to rent out his parcels of land.

He did this in order to devote himself completely to buying and selling products in his area. He buys and sells products like cacao, coffee, annatto, turmeric, and wild yams, among others. Upon seeing a new seller, he always tries to look for a considerable price for the products given that he, too, was a producer. He identifies with that work a great deal.

The season for the cacao harvest is in the coming months, and this is a good business opportunity for merchants like him. He therefore needs to have the capital for the normal performance of his work. This is his first Kiva loan, and he is very grateful for the financial support he gets in order to continue with his work.

He now needs 4,000 soles to buy organic cacao because the harvest time is nearing.
View original language description ↓
Bernardo de 65 años de edad , esta casado y tiene 2 hijos mayores quienes viven fuera de la ciudad , actualmente reside solo con su esposa en una vivienda construida a base de adobe.Bernardo se dedica a la compra y venta de diversos productos de su zona.Inicialmente se desempeñaba como un gran productor de cacao y café orgánico en su localidad siendo este su principal sustento familiar ,posteriormente y con el paso de los años optó por dejar de lado su tradicional actividad y poner sus parcelas en alquiler para dedicarse integralmente a la compra y venta de productos comerciales en su localidad tales como el cacao, café, achiote, palillo, barbasco, entre otros. Al ser un vendedor nuevo trata siempre de buscar un precio considerable a los productos que comercializa puesto que el también fue productor y se siente muy identificado con dicha labor.
En los próximos meses es la temporada de cosecha cacaotera siendo una buena oportunidad de negocio para comerciantes como el y por consiguiente es necesario contar con capital para el normal desempeño de su labor.Siendo este su primer préstamo con Kiva, se siente muy agradecido por el apoyo financiero que recibe para continuar con su trabajo .Requiere para esta oportunidad contar con S/.4,000 nuevos soles para destinarlo como capital en la compra de cacao orgánico ya que se acerca su temporada de cosecha.

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD