The loan they take out will benefit small micro businesses where Virginia is a member. She points out that it's her first cycle as a member of Pro Mujer. She joined by invitation from a promoter of the institution who visited her at home. Currently she has a potato production business; she says that she learned this business years ago from her family. At the moment she is continuing to develop it as a source of income.
The loan that she will take out now is to increase the capital (to buy seed) which she will get from the sellers of the city of La Paz, and after the production she will sell it to order. This type of work allows her to generate income to maintain her home as much as possible. She lives in a common law marriage and has two children.
When asked what she likes about Pro Mujer, she replied that she likes the training in health and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Virginia es integrante, ella indica que es el primer ciclos que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de producción de papa; da a conocer que este negocio lo aprendió hace años de su familia, actualmente lo sigue desarrollando como fuente de economía.
El crédito que ahora sacará es para el aumento de capital (compra de semilla) que adquirirá de las vendedoras de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en a pedido. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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