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Carolina is 51 years old and is married with a grown son, who is independent. She is originally from Managua, which is located in the central part of the country. Carolina is a hard-working and responsible person with a desire for self-improvement, so she works day after day to support her family. Goals and dreams that she has achieved: she has now raised her son to be a professional and a decent person for society.

Thanks to her spirit and her desire to move ahead, she works selling secondhand clothing in her home. She has been doing this for 8 years. She sells a variety of clothing for adults and children such as shirts, skirts, shorts, and pants. The purpose of the loan is to invest in working capital and supply her business, so that in the not-so-distant future she can obtain better earnings. Carolina is thankful for the help that the Kiva lenders provide to people with few resources in poor countries like Nicaragua to have a path to dignified work.
View original language description ↓
Carolina de 51 años de edad, casada con un hijo mayor de edad, e independiente, originaria de Managua, lugar que está ubicada en la zona central del país. Carolina se caracteriza por ser una persona, trabajadora, responsable con ganas de superación personal; por lo que lucha día a día para ganarse el sustento de su familia. Metas y sueños que ha logrado, en la actualidad ha formado a su hijo en un profesional. Y de bien para la sociedad.

Gracia a su espíritu y sus ganas de salir adelante es que tiene por actividad económica la venta de ropa de segunda mano en su casa de habitación, desde hace 8 años que se dedica a dicha actividad. Actividad que consisten en vender ropa variada de adultos y niños como camisas, faldas, short, pantalones. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio, para que en un futuro no muy lejano pueda obtener mejores ingresos. Carolina agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Carolina to invest in working capital and to supply her business buying and selling secondhand clothing such as a variety of clothing for adults and children such as shirts, skirts, shorts, and pants.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 22, 2013
Currency Exchange Loss:
Feb 17, 2014