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Teresa Emiliana
Teresa is 60 years old. She is single and has two children. She lives with her children and some family members in Chillanes canton in Bolívar province.

She belongs to the San Juan Bautista (St. John the Baptist) communal bank, created in the city of Tambanal, 40 minutes away from the cooperative's office. The economic activity is agriculture and raising animals.

Teresa is a farmer and grows corn, beans, and peas. She also raises cattle, pigs, and chickens. She is asking for the loan to buy a cow and a pig. With the help of the loan, she will be able to buy the animals. She will make the purchase in Chillanes.

Her dream is to improve her economic situation in order to have a better quality of life. The challenge she faces is the lack of economic resources to invest.

In her free time, she likes to go for walks and visit family.
View original language description ↓
TERESA tiene 60 años de edad es soltera tiene dos hijos, vive con los hijos y unos familiares en el Cantón Chillanes Provincia de Bolívar.

Pertenece a la VRC SAN JUAN BAUTISTA se encuentra formada y creada en la ciudad de Tambanal a una distancia de 40 minutos de la oficina de la cooperatva, La actividad económica es la agricultura, crianza de animales.

TERESA se dedica a la agricultura a la siembra de maíz, fréjol, arveja, además se dedica a la crianza de ganado, cerdos, gallinas.
Solicita el crédito para comprar un ganado y un cerdo. Con la ayuda del crédito podrá comprar los animales. La compra la realizará en Chillanes.

El sueño es mejorar la situación económica para tener una mejor calidad de vida. Los desafíos a los que se enfrenta es la falta de recursos económicos para invertir.

En el tiempo libre le gusta pasear, salir a visitar a familiares.


Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Teresa Emiliana to buy a cow and a pig.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 18, 2013
Listed
Mar 22, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2014