Madam Charity sells textiles of various kinds. She buys direct from textile factories and retails to her customers. A lot of people patronize her shop due to the moderate price of her goods, but of late she is loosing her customers to other retailers because her customers cannot get the kind of clothes they want from her shop. She stopped buying from the company because she has no money. She is seeking a loan of $1100 from Kiva to enable her buy direct from the company to supply her customers.