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Stellah is a mother of three children, all of school going age. She lives with her family in their rural home, where she has been carrying out farming for fifteen successive years, and producing tea, bananas, maize and beans for the local market and family upkeep.

Stellah has requested a loan of 60,000 KES from Juhudi Kilimo to enable her set up a greenhouse. She says this will improve her farming production, which has always been limited by her small parcel of land available for farming. She plans to save any gains made in her farming business, to enable her buy more parcels of land in the future.

She mentions pests and diseases as the major challenges in farming. She appreciate the impact Juhudi Kilimo has made on smallholder farmers.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 948
    View loans »
    Kenya Loans Fundraising
  • $43,091,150
    Funds lent in using Kiva
  • 85.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Stellah to construct a greenhouse which will help her improve her farming production.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 24, 2013
Currency Exchange Loss:
Mar 18, 2014