She is involved with the manufacture of brazier type fireplace grills, which help with environmental conservation and with combatting deforestation. Her braziers are very economical in fuel consumption, and she has found great success in this activity. She is establishing herself in several markets. She began the business with a loan from Hekima six years ago. This new loan will allow her to purchase clay, sand and used metal sheets for the manufacturing process.
Her goals for the future are to purchase a lorry to ensure the distribution and transport of sand-clay, to pay for radio commercials in order to get broad publicity for her products, and to create points-of-sale in local neighbourhoods. The scarcity and quality of sand-clay is a big problem for her business.
Finally, she warmly thanks Hekima.
More information about this loan
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid