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Ramatou
Born in June 1967 in Bobo Dioulasso (Burkina Faso), Ramatou is married and the mother of six children. She lives with her husband and their children in a rented property in Hamdallaye, one of the neighbourhoods of the town of Sikasso. Ramatou has been trading condiments for over thirty years, since she was very young and alongside her mother.
With a view to better meeting the needs of her ever-growing customer base, she decided to join the credit program at Soro Yiriwaso approximately seven years ago. Since then she has had several group loans with a women's association in Kadiolo Noumousso, and is now on her sixth cycle of personal loans - all her previous loans have been fully repaid.
She wants to use this latest loan from Soro Yiriwaso in order to become a wholesaler in the market where she works - so she can supply the market traders who often have trouble finding supplies. With this loan, she plans to buy twenty crates of tomato concentrate, ten crates of Maggie (stock cubes), five sacks of peppercorns, five sacks of dried onion, five bags of bay leaves and ten cases of mustard - from the 'grand marché' in Sikasso.
She plans to resell these goods in bulk - for cash and/or credit - to her trader colleagues from the new market in Médine where she runs her business. With the proceeds of this loan, she expects to generate a monthly profit of 100,000 FCFA which she will use to contribute to the family's living expenses, to pay the interest on the loan, and to invest the balance in her business.
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Née en Juin 1967 à Bobo Dioulasso (république de Burkina Faso), Madame Ramatou est mariée et mère de six enfants, elle vit avec son époux et leurs enfants en location à Hamdallaye, un des quartiers populaires de la ville de Sikasso.
Madame Ramatou mène des activités d’achat et de vente des condiments il y a plus de trente ans, depuis très jeune, auprès de sa maman.
Dans le souci de mieux satisfaire sa clientèle qui ne cessait d’accroitre, elle décida d’intégrer le programme crédit de l’institution de microfinance Soro Yiriwaso il y a environ sept ans et elle a eu plusieurs prêts solidaires (prêt du groupe) avec une association des femmes à Kadiolo Noumousso et est maintenant au 6ème cycle au prêt individuel, tous ses prêts précédents ont été correctement remboursés.
Maintenant, elle veut profiter de ce prêt de Soro Yiriwaso pour devenir une grossiste au niveau du marché où elle opère afin de servir les détaillantes de ce marché qui ont souvent du mal à s'approvisionner facilement.
Avec ce présent prêt, elle compte acheter 20 cartons de Tomate Concentrée, 10 cartons de Maggie, 5 sacs de graine de poivre, 5 sacs d’oignon séchés, 5 sacs de feuilles de Lorié et10 cartons de moutarde au grand marché de Sikasso. Elle compte revendre ses marchandises en gros au comptant et à crédit à ses camarades détaillantes du nouveau marché de Médine où elle mène son activité.
Avec ce prêt, elle envisage réaliser un bénéfice mensuel de 100 000 FCFA qui sera utiliser pour contribuer aux dépenses familiales, payer les intérêts de son prêt et investir le reste dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 24
    View loans »
    Mali Loans Fundraising
  • $9,975,475
    Funds lent in using Kiva
  • 506.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Ramatou to purchase condiments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 14, 2013
Listed
Mar 22, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014