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Grace
Grace is married and has one child. Her husband is a teacher. Having successfully graduated from junior high school, Grace currently works as a cosmetics seller and seamstress in Akonoma (near Cape Coast), which she has been doing since 2008. Grace uses her income to help her husband in covering their family's general expenses. Grace will use the loan to purchase more cosmetics, thus allowing her to meet rising customers’ demands. With the new profits from her expanded business, Grace plans to increase her working capital and further develop her enterprise.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 14
    View loans »
    Ghana Loans Fundraising
  • $10,998,925
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Grace to purchase more cosmetics, allowing her to meet rising customers’ demands.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 27, 2013
Listed
Mar 24, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013