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Update on Yelena

Yelena is an entrepreneur from Melitopol. For 12 years, she has sold women's clothing at a local market from a space that she owns. Yelena plans to use the funds received from Kiva (5,000 grivens) to purchase an inventory of seasonal women's clothing to sell at her market. She wants to buy t-shirts, sweaters, skirts, pants and dresses with her Kiva loan and sell them profitably this spring.
View original language description ↓
Елена – предприниматель из Мелитополя. Она продает женскую одежду на местном рынке. Елена торгует с собственного торгового места, опыт работы составляет 12 лет.
Елена планирует вложить полученные от КИВА средства в размере 5 000 гривен в приобретении партии сезонной женской одежды под реализацию на рынке. Она хочет закупить футболки, кофты, юбки, брюки и платья на финансовые средства КИВА и выгодно их реализовать этой весной.

Previous Loan Details

Yelena is a marketplace entrepreneur from Melitopol. She sells women's clothing at one of the local markets. She has been in this line of work for 12 years, and has a wealth of experience and a large client base. Yelena has raised her son on her own and worked hard to feed her family and provide ... More from Yelena's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Yelena buy t-shirts, sweaters, skirts, pants and dresses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 22, 2013
Currency Exchange Loss:
Sep 18, 2013