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Ms. Ami was born in 1983 in Sikasso and has one young daughter. She lives at her maternal grandparents' home in Sanoubougou II, one of the populous areas in the city of Sikasso (third administrative region of the Republic of Mali).
Ms. Ami did not have the opportunity to continue her education, so she quickly began training as a women's hairstylist about eleven years ago. With this experience in her field, she is highly sought-after by young women, especially for big ceremonies (marriages, baptisms, birthdays, etc.). In addition to her hairstylist work, Ami also buys and sells wedding dresses, hair extensions, hair gels, etc. Combating the insufficiency of her own resources to run this activity properly constitutes the goal and the reason for this loan request to Soro Yiriwaso to better satisfy the needs of increasingly growing clientele.
She has worked with Soro Yiriwaso for over three years and has benefited from four loans, which were all repaid very well. She is thus seeking this fifth loan to increase her working capital in order to be able to buy four wedding dresses and 15 packets of hair extensions of varying kinds in Bamako.
With this loan, she foresees realizing an average profit of 110,000 FCFA, which will allow her to contribute to the household expenses, pay the interest on her loan, and invest in her business.
Mademoiselle Ami est née en 1983 à Sikasso et est mère d’une petite fille. Elle réside chez ses grands parents maternels à Sanoubougou II, un des quartiers populaires de la ville de Sikasso (troisième région administrative de la République du Mali).
Mademoiselle Ami n’ayant pas eu la chance d’avancer dans les études, alors elle s’est vite initiée à la coiffure féminine depuis environ onze années. Avec une telle expérience dans un domaine, elle est beaucoup sollicitée par des jeunes demoiselles surtout lors des cérémonies (mariage, baptême, anniversaire, etc.). En plus de la coiffure Ami fait également l’achat vente des robes de mariés, des mèches des gels etc. L’insuffisance des ressources propres pour bien mener cette activité constitue l’objet et la justification de cette demande de prêt à Soro Yiriwaso afin de mieux satisfaire les besoins de sa clientèle qui ne cesse d’augmenter.
Elle est en relation avec Soro Yiriwaso depuis plus de trois ans et a bénéficié de quatre prêts qui ont été très bien remboursé. Elle sollicite ainsi ce cinquième prêt pour augmenter son fonds de roulement afin de pouvoir acheter 4 robes de marié et 15 paquets de mèches de différentes qualités à Bamako.
Elle envisage réaliser avec ce prêt, un bénéfice moyen 110 000 FCFA lui permettant de contribuer aux dépenses familiales, payer les intérêts de son prêt et investir le reste dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 160
    View loans »
    Mali Loans Fundraising
  • $11,260,000
    Funds lent in using Kiva
  • 506.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ami to buy wedding dresses and hair extensions.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 21, 2013
Currency Exchange Loss:
Apr 16, 2014