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Varder is 46-years-old and lives in Sisian town with her husband and daughter. Her daughter, Anna, is 21 years old and studies at the Armenian State Pedagogical University, named after Khachatur Abovyan, in the faculty of history and jurisprudence.

Varder and her husband work hard to cover the family's basic costs and at the same time Anna's education costs. Unfortunately it is very difficult for them to save money for Anna's university tuition, so Varder has applied for this loan.

With the help of the loan Varder will pay her daughter's university tuition. It is very important for Varder and her husband to give their daughter an opportunity to complete her education and become a good specialist.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 414.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Varder to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Mar 24, 2013
Currency Exchange Loss:
Apr 16, 2014