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Odisha Self Help Group
In this Group: Premalata, Narmada , Jhunubala , Subhadra , Dali , Sulachana , Uma , Amruti , Susama , Rashmita
Narmada is engaged in the activity of decorating and making tent houses for events like marriages and during other Hindu rituals. She has tents, a few musical instruments and speakers with her which she used to install wherever the events are performed. She has 5 years of experience in this activity.

Narmada lives with her husband and two children. She is a responsible 30-year-old leader of the loan group named Odisha Self Help Group, and lives in a small village of Odisha, India. Odisha Self Help Group has ten members, all women, living in the same neighborhood but involved in various types of activities.

She, along with her group membersk has requested a loan amount of 250,000 Indian Rupees (INR) for purchasing new upgraded music instruments and bamboo for installing her tent house and to hire few more labourers for help.

She wants to save some money for her family's better future and for her children's education.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 153
    View loans »
    India Loans Fundraising
  • $5,195,225
    Funds lent in using Kiva
  • 54.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Odisha Self Help Group's $4,600 loan helped a member to buy new upgraded music instruments and bamboo for installing her tent house.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 10, 2013
Mar 24, 2013
Currency Exchange Loss: