Peris is a 28-year-old single woman. She has one child. She describes herself as an honest woman. She operates a grocery store where she sells vegetables and fruits. She has been in this business for one year. Her business is located in a viable business area. She describes her biggest business challenge to be the high cost of transporting vegetables and fruits. She will use the KES 20,000 loan to buy fruits and vegetables for resale. Her business goal is to boost her business within five years.