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Zenaida is 37 years old, married, and has three children.

Zenaida works hard to provide for her family. She runs a general store in the Philippines and has requested a 10,000 PHP loan through NWTF to purchase stock to sell, such as soap, noodles, eggs, coffee, spices, toothpaste, etc.

Before this loan, Zenaida borrowed and paid back two loans from NWTF. She has been running the general store for one year, and also earns additional income from farming rice.

Zenaida aspires to save enough money so she can afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 346
    View loans »
    Philippines Loans Fundraising
  • $50,755,825
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Zenaida to purchase stock to sell like soap, noodles, eggs, coffee, spices, toothpaste, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 23, 2013
Currency Exchange Loss:
Oct 17, 2013