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Sin resides in her own home located in Kompong Speu Province. She is 46 years old and married with three grown-up children, two of whom have settled down away from home, while the last one is living with Sin under the same roof. Sin’s main business activity is growing rice. She cultivates her land and particularly harvests rice for food. Sin has a child and her husband to help her with the business in each coming season.

Having been working very hard for years on her own farm, Sin lacks animals to perform tasks in her paddy fields. To help her improve her business, Sin would like to take out a loan of 2,000,000 riels (KHR) to purchase a cow for the farm. She realizes that, with the help of the loan, she will be able to make her business more attainable and profitable. Sin plans to reinvest the increased income into the business and renovate her old house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 283
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 3,984.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Sin to purchase a cow for farming.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Apr 1, 2013
Currency Exchange Loss:
Mar 17, 2014