Sin resides in her own home located in Kompong Speu Province. She is 46 years old and married with three grown-up children, two of whom have settled down away from home, while the last one is living with Sin under the same roof. Sin’s main business activity is growing rice. She cultivates her land and particularly harvests rice for food. Sin has a child and her husband to help her with the business in each coming season.
Having been working very hard for years on her own farm, Sin lacks animals to perform tasks in her paddy fields. To help her improve her business, Sin would like to take out a loan of 2,000,000 riels (KHR) to purchase a cow for the farm. She realizes that, with the help of the loan, she will be able to make her business more attainable and profitable. Sin plans to reinvest the increased income into the business and renovate her old house.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.