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Karla Maribel
Karla, 22, is a hard-working young woman with a desire to get ahead. She is married and has a five-year-old son who depends on her in all aspects. She received an elementary education and is grateful to her parents for their efforts in helping her as much as possible givendespite their low income. It was her parents who taught her about planting and growing coffee. She and her husband have been in this business for four years farming their own land. They are thankful to God that they were able to buy the land with their savings after much sacrifice. The land is five kilometers away, so they have to pay for a transport ticket to get there and back daily. Sometimes they walk to the plantation for maintenance issues such as weeding, cutting, fertilizing, fumigating, etc. Their product is sold through intermediaries in the area. The neighbors classify the product as being healthy, clean, and of good quality.

Currently, Karla is requesting a loan to buy fertilizers and other supplies for her coffee plantation, in order to protect it from crop disease and other contaminants.

Her goal is to provide a better environment for her son so he can get a good education and a university degree. She hopes he can take advantage of the assets his parents are working for, so he can make us of them to get ahead in life.
View original language description ↓
Karla es una mujer de 22 años de edad joven, luchadora, con deseos de superarse y de salir día a día adelante ella es casada y de su matrimonio tiene un hijo de 5 años de edad el cual depende de ella en todos los aspectos. Ella tiene un grado de educación de primaria completado y agradece el esfuerzo de sus padres por haberla apoyado hasta donde pudieron ya que ellos son de escasos recursos económicos y no pudieron seguirle ayudando. Fueron sus padres los que le enseñaron la actividad de la siembra y cultivo de café y que junto a su esposo lo realiza hace cuatro años en un terreno que agradecen a DIOS por ser propio el cual pudieron comprar con los ahorros y el sacrificio puesto por mucho tiempo. Sus cultivos están a una distancia de 5 Kilómetros al cual se trasladan diariamente en vehículo el cual pagan un pasaje de trasporte y en ocasiones a pie para darle la atención y mantenimiento posible a su plantación de café como la limpieza, poda, corte, abono, fumigación, etc. Su producto es comercializado y vendido con los intermediarios de la zona y vecinos que clasifican su producto como un producto limpio sano y con calidad.

Actualmente ella solicita ayuda para la compra de fertilizantes, abonos, y otros para poder darle una mejor asistencia y mantenimiento a sus plantaciones de café ya que las plagas están a la orden del día y todo aquello que pueda contaminar y deteriorar.

Su sueño es lograr que su hijo crezca en un mejor ambiente, con mejores posibilidades para que el pueda estudiar y pueda ser una persona graduado universitaria mente y pueda aprovechar el patrimonio que hoy en día sus padres están formando para que implemente los conocimientos obtenidos y salir adelante.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,152,550
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Karla Maribel to buy fertilizers and other crop supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 22, 2013
Listed
Mar 22, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014