Utuie is 44 years old and is married with 3 children. She has a small garden where she grows taro and bananas that she can sell in her community or at the market. She has been doing this for 3 years. Utuie needs a loan to buy equipment and to pay some boys to help her with her business. She has been a member of SPBD since 2011. Utuie will use the profits from her sales to purchase new land to extend her own business in the future.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.