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Nicolasa
Nicolasa is a happy, determined and enterprising woman who, despite her 57 years of age, doesn't stop dreaming big. She has a primary level education of grade 3, is married and has 5 children whom help her with activities such as cutting, washing and drying specifically corn and beans, as well they grow coffee. She learned this activity over 6 years ago instilled nowadays by her husband.

Her products are marketed and sold in the neighbourhoods around her home with some neighbours and people who sell in small scale in local and other markets. This activity has given them results for a long time and is the only means of income that they have to sustain their family and their home, covering the basic necessities such as food, clothing, medicines, etc... which occurs daily.

She is requesting help to be able to buy supplies since they need to improve and fortify their crops so that it is possible to obtain more income with the purchase of certified and clean seeds.

Their dream for the future is to have a large coffee plantation and corn and bean crop which can continue to give them blessings, family support and that can be worked on for generation to generation by their children, grandchildren, and the next generations, so they can take advantage of her and her husband's efforts and dedication.
View original language description ↓
Doña Nicolasa es una mujer feliz, luchadora, emprendedora y que a pesar de sus 57 años de edad ella no deja de soñar en grande ella tiene un grado de educación primario no completado cursado hasta el 3 grado casada y de su matrimonio tiene 5 hijos de los cuales ayudan con actividades como ser corte, lavado y secado específicamente el maíz y frijoles que también cultivan café. Ella aprendió esta actividad hace más de 6 años inculcada por hoy en día su esposo. Su producto es comercializado y vendido en los alrededores de su hogar con algunos vecinos y personas que lo comercializa en pequeña escala en el mercado local y otros. Esta actividad les ha dado fruto por mucho tiempo y es el único medio de ingreso que ellos tienen para el sustento de su familia y su hogar cubriendo las necesidades básicas como ser alimentación, vestimenta, medicinas, etc. Que a diario se presentan.

Ella solicita ayuda para poder comprar insumos ya que ellos necesitan mejorar y fortalecer sus cultivos de manera que se pueda obtener más ingresos con la compra de semillas certificadas y limpias.

Sus sueños a futuro es tener una amplia plantación de café, maíz y frijol la cual pueda seguirles dando bendiciones, sustento familiar y pueda ser trabajada de generación en generación por sus hijos, sus nietos, y las próximas generaciones que puedan aprovechar el esfuerzo y la dedicación de ella y de su esposo.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 61
    View loans »
    Honduras Loans Fundraising
  • $8,631,200
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Nicolasa to buy corn, bean and coffee seeds for her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 20, 2013
Listed
Mar 21, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014