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Ludim Sarai
Ludim is a young woman. She is 21 years old and married. She is young and strong, and wants to get ahead and have a better life. Her 2 children are both minors and rely entirely on her. One of them is in kindergarten, the other is a newborn. Ludim had to stop going to school after 4th grade as her parents could not afford to continue sending her to school. They showed her how to farm when she was very young; planting and cultivating coffee was her family's only source of income, and allowed them to pay for basic needs - such as food, clothing, medicine. Her parents inherited the land that she works with her husband; the land provides for them. It is located 4 kilometers from her house but she and her husband walk there and back every day. At this time, she is asking for a loan to purchase fertilizer, herbicide and compost to protect the coffee from blight and diseases that spoil the crops; if the coffee is not treated on time, the whole crop is lost. Her dream is that her children will be able to get an education so that they can have a better life and future, and so they can take advantage of opportunities in the future that may arise. She also hopes to keep increasing her output so she can have a better income since her family relies on this work alone to survive and get ahead.
View original language description ↓
Ludim es una mujer joven de 21 años de edad casada, con muchas fuerzas, con muchos deseos de superarse y de salir adelante aprovechando su juventud que de su matrimonio tiene 2 hijos los cuales ambos son menores de edad y dependen de ella en todo los aspectos uno esta en el kinder y el menor esta recién nacido. Ella tiene un grado de educación primaria cursado hasta el 4 grado y no pudo continuar por la falta de apoyo económico por parte de sus padres ya que ellos son de bajos recursos económicos. Fueron ellos los que le enseñaron la actividad de la agricultura a muy temprana edad enseñándole el cultivo y plantación de café siendo este el único medio de ingreso para su familia pudiendo cubrir las necesidades como la vestimenta, alimentación, medicinas entre otros. La tierra que ella junto a su esposo trabaja fue heredada por sus padres mismos que junto a su esposo da la asistencia, el mantenimiento y esta ubicada a una distancia de su casa de habitación de 4 kilómetros a la cual se trasladan a pie diariamente.

Actualmente ella solicita ayuda para la compra de fertilizantes, herbicidas, abono para su cultivo de café ya que hoy en día hay mucha plaga y enfermedades que deterioran los cultivos en su totalidad perdiendo todo de no tratar a tiempo.

Su sueño es que sus hijos logren educarse para que tengan una mejor calidad de vida, un mejor futuro y puedan aprovechar las oportunidades que en un futuro se les presenten como también seguir aumentando su cultivo para obtener mejores ingresos ya que nuestra familia solo depende de este rubro para salir adelante.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 85
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ludim Sarai to purchase fertilizer, herbicide and compost to cultivate coffee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 22, 2013
Listed
Mar 21, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014