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Reina Esperanza
Reina is 61 years old and a single mother. She lives in a suburban neighbourhood of San Pedro Sula with a daughter, who is a minor, and two granddaughters. She has had her own grocery store for 12 years, where she sells basic food products like soft drinks, bread, tortillas, chicken, butter, eggs, etc.

She decided to apply for a loan of 21,000 lempiras to stock her business. She will buy sugar, beans, corn, soap and pre-paid cell phone cards. Her plan is to continue with the grocery store and convert it into a convenience store, as well as to be able to send her daughter to university.
View original language description ↓
Doña Reina, tiene 61 años de edad, es madre soltera, vive en una colonia suburbana de San Pedro Sula junto a una hija menor de edad y dos nietas. Ella tiene su propio negocio de pulpería desde hace 12 años, donde vende productos de la canasta básica familiar como ser refrescos, pan, tortillas, carne de pollo, manteca, huevos etc. Ha decidido solicitar un préstamo de 21,000 lempiras para surtir su negocio, va comprar azúcar, frijoles, maíz, jabón y tarjetas para celulares. Tiene como plan seguir con la pulpería y convertirla en un minisúper y poder darle el estudio universitario a su hija.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,816,850
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Reina Esperanza to buy sugar, soap, corn, beans, and pre-paid cell phone cards, to stock her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Mar 21, 2013
Currency Exchange Loss:
Sep 17, 2013