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Mauro lives in Guayaquil (Isla Trinitaria), He is 38 years old and married. They have four children who go to public school. He began by selling keychains, and his wife has begun to sell Yanbal beauty products and cell phone accessories. This helps them have more income for the household and be more productive. He likes the business that he works in.

He works with his wife from 5:00 in the morning until 8:00 in the evening, and they do so every day. He has challenges in his business, such as crime, as occasionally people take advantage of him because of his disability. The other is that in the winter storms, it is is almost impossible to sell normally.

With the loan, he will buy keychains, Yanbal beauty products and cell phone accessories, so that they can increase their business.

His dream for the future is to enjoy spending time with his family, and to be able to give them a decent life. He wishes to buy a car, depending on sales of his goods and accessories.
View original language description ↓
El Señor Mauro vive en Guayaquil (isla trinitaria), el tiene 38 años de edad, al comienzo empezó vendiendo llaveros, luego su esposa empezó a vender YAMBAL y accesorios para celular, lo cual ayuda a tener más ingreso para el hogar, y así tubo mas productividad le gusta el comercio al que se dedica.

El trabaja junto con su esposa, trabajan de 5:00 de la mañana a 20:00 de la noche y lo realiza todos los días. El tiene dos dificultades en su negocio que es, la delincuencia, ya que en ocasiones abusan de su discapacidad. La otra es que en temporales invernales es casi imposible vender con normalidad.

El está casado y su esposa vende YAMBAL y accesorios de celular, tiene 4 hijos estudian en escuela fiscales. Con el préstamo el comprara llaveros, productos YAMBAL, accesorios para teléfonos para así incrementar su negocio.

Sus sueños para el futuro son, disfrutar junto a su familia y poder darles una vida digna, desea comprarse un automóvil, según vendiendo sus productos, y accesorios.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped this borrower to buy keychains, perfumes and telephone items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 21, 2013
Currency Exchange Loss:
May 6, 2014