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Rosa Maria

Update on Rosa Maria

Rosa is a hard-working woman who along with her children does her best every day to move forward in life and improve her standard of living. She grows citrus fruits such as jocote, lemons, oranges, etc.

With this new loan she will buy the supplies and fertilizers needed to to maintain her crop in an optimal way and achieve a good harvest.

She is grateful for the support that Afodenic and Kiva have offered her all these years.
View original language description ↓
La señora Rosa mujer trabajadora, junto a sus hijos se esfuerza dia a dia para salir adelante y mejorar de condicones, ella cultiva citricos como Jocote, Limones, Naranjas etc. con este nuevo credito comprara los insumos y Fertilizantes necesario para darle un optimo mantenimiento y asi lograr una buena cosecha, Agradece el Apoyo que Afodenic y Fondos Kiva le han brindado todo estos años.

Previous Loan Details

Rosa lives in the municipality of Concepcion, together with her children. One of her older children helps her with her agricultural work. Rosa has been cultivating citrus trees for many years. In the future, she would like to plant many more lemon trees. Rosa's situation is very difficult as s... More from Rosa Maria's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Rosa Maria to buy agricultural supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Mar 12, 2013
Apr 1, 2013
Currency Exchange Loss:
Oct 17, 2014