Check out some available loans that are similar to this one!
Alba Luz
Alba Luz lives in the city of Managua and works as a supervisor in the kitchens of a university in the capital city. She is a responsible, kind, honest person who is very well liked by her work colleagues. She has been working for the same institution for 31 years.

Alba is requesting a loan from Kiva, through Ceprodel, to buy metal sheets and roofing beams so that she can replace the roof on her house. It is in a bad state of repair and she needs to make these necessary improvements before winter sets in.
View original language description ↓
La señora Alba Luz vive en la cuidad de Managua trabaja como responsable de cocina en una universidad de la capital es una persona responsable, amable, honesta muy querida por sus compañeros de trabajo ya que tiene de trabajar para dicha institución 31 años.

Doña Alba solicita a kiva por medio de ceprodel un crédito para la compra de perlines y zinc para hacer el cambio de techo de su casa de habitación que está en mal estado y necesita hacer dichas mejoras antes que comienza el invierno.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,390,325
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Alba Luz to buy metal sheets and roofing beams.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 21, 2013
Currency Exchange Loss:
Jun 17, 2014