Aracely De Los Ángeles
Aracely is requesting a loan from Ceprodel to build a septic tank as she lives in a rural area where there are no sewage pipes. This is why she decided to make this investment.
Aracely is grateful to Ceprodel and Kiva because, through her previous loans, she has improved her home and managed to provide her children with better living conditions.
Está solicitando un crédito a ceprodel para hacer la construcción de una pila séptica ya que vive en una zona rural donde no hay tuberías de aguas negras es por esta razón que decidió hacer dicha inversión.
Doña Aracely agradece a ceprodel y kiva porque con los otros créditos que se le han otorgado ha mejorado su vivienda para darles mejores condiciones de vida a sus hijos.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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