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Sergio Enrique
Sergio Enrique lives in the city of Managua and works as a company security guard. He is noted for being a person who is responsible in terms of his work and family commitments. His nuclear family has six members and they are all dependent on his income.

Sergio is requesting a loan from Kiva and Ceprodel to invest in buying metal sheets and beams so that he can fix the roof of his house which is in a bad state of repair.

Sergio is grateful to Ceprodel because, through these loans, he has been able to continually improve his family's quality of life.
View original language description ↓
El señor Sergio Enrique vive en la cuidad de Managua trabaja como guarda de seguridad en una empresa se caracteriza por ser una persona responsable en su trabajo y con la familia su núcleo familiar esta compuesto por 6 persona todos depende de los ingreso obtenidos por él.

Don Sergio está solicitando un crédito a kiva y ceprodel para invertirlo en la compra de zinc y perlines para la reparación del techo de su casa que está en mal estado.

Agradece a ceprodel ya que por medio de estos préstamos ha podido ir mejorando la calidad de vida de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Sergio Enrique to buy metal sheets.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 21, 2013
Currency Exchange Loss:
Apr 17, 2015