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Warren David
Warren David is from the town of Tipitapa, Managua. He has lived there, together with his wife and three school-age children, for eight years. Warren David is a hard-working person who has a job as a data input clerk in one of the state universities. He has been working in this post for eight years in order to provide his family with stability.

Warren David came to Ceprodel to request a loan with which to buy building supplies such as cement, iron, metal sheets and blocks. He will use these supplies to build some rooms so that he can gradually provide his family with better living conditions.

Warren David trusts in God that his case will touch the hearts of Kiva lenders who will give him this loan so that he can fulfill his dream of remodeling his house.
View original language description ↓
Don Warren David es originario del municipio de tipitapa Managua donde tiene ocho años de vivir junto a su esposa y sus tres hijos menores, en edad escolar, es una persona trabajadora que se desempeña como grabador de dato en una de las universidades del estado desde hace ocho años para darle a su familia estabilidad.

Se presento a CEPRODEL para solicitar un crédito para compra de materiales de construcción tales cemento, hierro, cinc, bloque, con el fin de hacer unas habitaciones y así ir dándole poco a poco una mejor condición de vidaa su familia.

Confía en dios que su caso tocara los corazones de estos inversionistas, para que le otorguen este financiamiento y poder cumplir su sueño en acondicionar su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Warren David to buy building supplies.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 21, 2013
Currency Exchange Loss:
Jul 18, 2014