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Alma Leticia
Alma is a young woman of 31. She is a tenacious, entrepreneurial, married woman who has four children: 2 girls and 2 boys. Her eldest [daughter] is in her first year of 'bachillerato' (senior high) studying science and letters. Her second child is in his first year of 'ciclo común básico' (high school), her third child [daughter] is in elementary school and her youngest [son] is 2 years old. Alma herself studied up to the third year of 'ciclo común básico' (approximately age 16) but was unable to continue her schooling due to a lack of financial support. She and her husband have been growing peppers for more than three years. She learned this business from her in-laws who were happy to teach her. Alma sells her produce herself in different villages and neighboring areas. It is bought by salespeople from the areas surrounding her village. Her crops are located half a kilometer from her home and she walks there every day.

Alma is currently requesting help so that she can buy special products that she needs to maintain her pepper crops. The plants are delicate and her challenge is keeping them healthy.

Alma's goal is to provide her crops with the attention and care they require so that she will obtain a large harvest in the months of August and September. Her dream is to be able to continue supporting her children in their studies and to grow their inheritance so that she has something to leave them and they can continue working and running the business.
View original language description ↓
Alma es una mujer de 31 años de edad joven, luchadora, emprendedora, casada que de su matrimonio tiene 4 hijos los cuales tiene 2 del sexo femenino y dos del sexo masculino la mayor cursa el 1 de bachillerato en ciencias y letras el 2 cursa el primer año de ciclo común básico y la 3 en la escuela en 2 grado y un menor de edad de 2 años. Ella tiene un grado de educación cursado hasta el 3 ciclo común básico el cual pudo completar la secundaria completa pero no pudo continuar por falta de apoyo económico. Ella junto a su esposo se dedica al cultivo y siembra de pimienta hace mas de 3 años el cual lo aprendió de sus suegros los cuales le enseñaron con gran satisfacción producto que es comercializado y vendido por ella misma en las diferentes aldeas y zonas aledañas mismo que es comprado también por comerciantes que vienen de las afueras de su pueblo. Sus cultivos están ubicados a medio kilómetro de distancia de su casa de habitación al cual se trasladan a pie diariamente.

Actualmente ella solicita ayuda para poder comprar productos especiales para darle mantenimiento a su cultivo de pimienta ya que es delicado y su desafió es mantener sanos esta siembra.

Su meta es poder dar asistencia y el mantenimiento necesario a sus cultivos para poder sacar una excedente cosecha para los meses de agosto y septiembre ya que su sueño es poder seguir apoyando a sus hijos en sus estudios y hacer crecer el patrimonio para poder heredarlo a sus hijos y que ellos continúen trabajando y administrándolo.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $7,986,350
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Alma Leticia to buy farming supplies needed for her pepper crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 12, 2013
Listed
Mar 21, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014