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Jovia lives in Kampala, Uganda. She is married and has two children, one of whom attends school. She is also looking after her sister. She stays with her husband in a rented house with access to electricity but not to piped water. Her major monthly expenses include school fees and rent.

She has been selling green bananas from door to door at retail for the last year, working six days a week. She does not have any other source of income.

She has requested for a loan of UGX 200,000 from MCDT- SACCO to enable her to buy more bunches of green bananas for sale.

Her challenges include seasonality and thieves. Her dream is to be able to own a place where she sells all types of raw food and also to become a wholesaler. She joined MCDT because it helps women who earn low incomes.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 291
    View loans »
    Uganda Loans Fundraising
  • $31,075,950
    Funds lent in using Kiva
  • 2,624.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Jovia to buy more bunches of green bananas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Mar 23, 2013
Currency Exchange Loss:
Jul 17, 2013